- Is the subject property your primary residence? Yes / No
- There is no without permit construction/addition on the subject property? Yes / No
- Is your credit score 740+? Yes / No
- You are okay to pay upfront appraisal fee of $ 495 ( Most Cases) at the time of locking interest rate. For NO COST loans, this amount will be credited at closing.? Yes / No
He is very quick, organized and makes the refinance process very simple. He has closed the loan in a short span of 14 days.
I would definitely work with him in the future for any refinance needs.
The personal attention I got during this process was great. I did not have to worry about anything. Pannu took care of it all!.
He also let me know when was the right time to lock the rates. I would highly recommend Pannu to everyone!!
Also the process itself was so quick and hassle free that our loan was financed even before we realized. Had a great experience working with him.
Your knowledge and advice is extremely valuable.
I will definitely return to you for my future financial needs and recommend your name to my acquaintances. Thanks a lot again. Job well done!
He was able to get me the best rate and closed the loan quickly even before I realized. I would rate him seven stars for outstanding service. He is the best.....
Process was straight forward with all terms and conditions laid out in advance so that there are no surprises. Whole process went very smoothly both the times and very happy with Pannu Mortgage.
Second time, Sukhvir bhaji proactively let us know drop in interest rates and that helped us save money (and continue to save money for long time to come).
I highly recommended Pannu Mortgage for your mortgage or mortgage refinancing needs.
He never promise, which is not realistic and never deviate what he committed.
He was very caring of any questions that we had and gave phenomenal services and I would recommend him to anyone I know.
Lighthouse Realty & Mortgage Inc.
DBA Pannu Mortgage
Lighthouse Reality & Mortgage is a San Jose Based Lending Firm. We will help you find the best San Jose Mortgage refinance. We know that each customer has specific needs, so we strive to meet those needs with a wide array of products.
- NMLS ID 343630
- CA DRE ID 01484106