- Rebate is amount available to use towards closing cost. If rebate is more than closing cost, Remaining balance will be used towards Interest for remaining days of current month, Reserve for Impound/Escrow account, Property tax /insurance premium ( If due). If rebate is still available, It will be contributed against the principal.
- Loan Amount $0 - $250K = $2,595
- Loan Amount $250K - $450K = $2,795
- Loan Amount $450K - $650K = $3,095
- Loan Amount $650K - $850K = $3,395
Above fees are subject to +-$100
- Our lender origination fee / administration fee is $ 1,095.00
- Is the subject property your primary residence? Yes / No
- There is no without permit construction/addition on the subject property? Yes / No
- Is your credit score 740+? Yes / No
- You are okay to pay upfront appraisal fee of $ 385 ( Most Cases) at the time of locking interest rate. For NO COST loans, this amount will be credited at closing.? Yes / No
Thank you very much Pannu Ji.
service has exceeded my expectations. I have worked with 4 other loan
agents before and was not satisfied either by their rate, lender terms
or hidden fees. You have been very
clear since the start of the relationship on all costs. I am glad that
I have turned on the radio that day to listen to your program and
It has been a pleasure.
Thanks a lot. Everything went smoothly. Please keep me posted on the rates. You never know when there is a chance to re-fi again!
Lighthouse Realty & Mortgage Inc.
DBA Pannu Mortgage
Lighthouse Reality & Mortgage is a San Jose Based Lending Firm. We will help you find the best San Jose Mortgage refinance. We know that each customer has specific needs, so we strive to meet those needs with a wide array of products.
- NMLS ID 343630
- CA DRE ID 01484106