Lighthouse Realty & Mortgage
(408) 593 - 6995
Conforming
Loan Amount < $417,000
Super Conforming
Loan Amount $417,000 - $625,500
Jumbo
Loan Amount > $625,500
Must Read
Read before apply
Reviews
Few words from our clients
Program
RATE
REBATE
APR
30 Year Fixed 1
3.625%
-1.000%
3.625%
15 Year Fixed 1
3.000%
-0.750%
3.000%
10 Year Fixed 1
2.875%
-0.880%
2.875%
5/1 ARM 1
3.000%
-0.625%
3.000%
7/1 ARM 1
3.250%
0.000%
3.250%
Program
RATE
REBATE
APR
30 Year Fixed 1
3.875%
0.000%
3.875%
15 Year Fixed 1
3.250%
-0.750%
3.250%
5/1 ARM 1
3.375%
0.000%
3.375%
7/1 ARM 1
3.500%
0.000%
3.500%
Program
RATE
REBATE
APR
5/1 ARM Refi 1
3.500%
0.000%
3.500%
7/1 ARM Refi 2
3.625%
0.000%
3.625%
30 Year Fixed 2
4.250%
0.000%
4.250%
15 Year Fixed 2
3.875%
-0.500%
3.875%

Am I eligible for these rates ?

 
  1. Is the subject property your primary residence? Yes / No
  2. There is no without permit construction/addition on the subject property? Yes / No
  3. Is your credit score 740+? Yes / No
  4. You are okay to pay upfront appraisal fee of $ 495 ( Most Cases) at the time of locking interest rate. For NO COST loans, this amount will be credited at closing.? Yes / No
If you answered "Yes" to all the questions, we can offer the interest rates, as per our website.

If you answered "No" to any of the question, we may not be able to offer you the interest rate as listed on the site. Please call us for further details.

 

Kuldip Singh Tracy

It was a truly great experience working with Mr. Pannu.

He was very caring of any questions that we had and gave phenomenal services and I would recommend him to anyone I know.

Apparao Adapureddi

Pannu is committed,trusted agent and available any time and willing to share/answer any questions or queries.

He never promise, which is not realistic and never deviate what he committed.

Excellent service.

Dewshmukh Sandeep

Best rates, Excellent and prompt service. Highly recommended.

Rajneesh Saini Fremont

We had an awesome experience with Sukhvir Bhaji from Pannu Mortgage. We refinanced our home twice through him.

Process was straight forward with all terms and conditions laid out in advance so that there are no surprises. Whole process went very smoothly both the times and very happy with Pannu Mortgage.

Second time, Sukhvir bhaji proactively let us know drop in interest rates and that helped us save money (and continue to save money for long time to come).

I highly recommended Pannu Mortgage for your mortgage or mortgage refinancing needs.

 


Pavan Kumar Singaraju Vekkata Sai

I got my loan refi with Pannuji.

He was able to get me the best rate and closed the loan quickly even before I realized. I would rate him seven stars for outstanding service. He is the best.....

Naunihal Singh VTA



I would like to extend my hearty appreciation towards Pannu Mortgage for providing the excellent Service. You have not only met but, went beyond my expectation. The whole process was very efficient, on time, and delivered as promised. Your knowledge and advice is extremely valuable. I will definitely return to you for my future financial needs and recommend your name to my acquaintances. Thanks a lot again. Job well done!




Rajneesh saini Fremont

We had an awesome experience with Sukhvir Bhaji from Pannu Mortgage. We refinanced our home twice through him.

Process was straight forward with all terms and conditions laid out in advance so that there are no surprises. Whole process went very smoothly both the times and very happy with Pannu Mortgage.

Second time, Sukhvir bhaji proactively let us know drop in interest rates and that helped us save money (and continue to save money for long time to come).

I highly recommended Pannu Mortgage for your mortgage or mortgage refinancing needs.

 


Naunihal Singh VTA



I would like to extend my hearty appreciation towards Pannu Mortgage for providing the excellent Service. You have not only met but, went beyond my expectation. The whole process was very efficient, on time, and delivered as promised. Your knowledge and advice is extremely valuable. I will definitely return to you for my future financial needs and recommend your name to my acquaintances. Thanks a lot again. Job well done!




Note: Above int rates are for Primary Residence, Credit score 740+, LTV < 75 %, With Impounds/Escrow.
Note: Rates are subject to change without notice based on market conditions. Rate/APR and terms may vary based on the loan amount & credit worthiness of the individual.

Lighthouse Realty & Mortgage Inc.

DBA Pannu Mortgage

Lighthouse Reality & Mortgage is a San Jose Based Lending Firm. We will help you find the best San Jose Mortgage refinance. We know that each customer has specific needs, so we strive to meet those needs with a wide array of products.

  • NMLS ID 343630
  • CA DRE ID 01484106

 

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