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Customized int. rates, based on your input

Loan Calculator

Loan - to - Value: 60.00 %

Limit of HELOC or balance of Equity Loan?

Quote is based on

Loan Amount: $300,000

Existing Second Mortgage: No

Property Value: $500,000

County: Alameda

Loan Purpose: Refinance Rate/Term

Category : Conforming

Available Options

Compare Interest Rate APR Closing Costs/Credit Payment (P+I) Apply Rates Updated
4.375% 4.521% $5,100 $1,497.86 Apply 11-16-2018 09:46:10
4.500% 4.592% $3,225 $1,520.06 Apply 11-16-2018 09:46:10
4.625% 4.664% $1,350 $1,542.42 Apply 11-16-2018 09:46:10
4.750% 4.735% -$525 $1,564.94 Apply 11-16-2018 09:46:10
4.875% 4.806% -$2,400 $1,587.62 Apply 11-16-2018 09:46:10
5.000% 4.887% -$3,900 $1,610.46 Apply 11-16-2018 09:46:10

Note: We estimate total closing cost will be $ 2850 that includes appraisal report fee, credit report fee, lender administration/underwriting fee, escrow fee, title insurance, notary fee, courier fee etc. This cost is already added in closing cost/credit in the above table. If closing cost/credit amount is a (-) Negative number; that means, you will not pay any closing cost and you will get an extra credit from the lender. The extra credit can/will be applied towards pre-paid items such as Current month interest, property tax & insurance (if due) and reserve for escrow/impound account. If closing cost is a positive number, which means you have to pay this amount as closing cost.

Note: The monthly P&I payment does not include the amount for property tax and insurance. With escrow/Impound account actual payment obligation may be greater to include prorated amounts for property tax and insurance.

Note: A 30-day lock assumption was used. Interest rate is not final until we lock it. Rates are subject to change without notice.

Note: Interest rates shown above are from, one of the best lenders, that we work with. Depending on individual situation, we may have to submit your loan to a different lender and interest rate/cost may be higher.