Check Today's Mortgage Rates

Loan Calculator

Loan - to - Value: 60.00 %

Limit of HELOC or balance of Equity Loan?

Quote is based on

Loan Amount: $300,000

Existing Second Mortgage: No

Property Value: $500,000

County: Alameda

Loan Purpose: Refinance Rate/Term

Available Options

Compare Interest Rate APR Closing Costs/Credit Payment (P+I) Apply Rates Updated
3.625% 3.775% $5,475 $1,368.15 Apply 01-17-2018 09:13:43
3.750% 3.849% $3,600 $1,389.35 Apply 01-17-2018 09:13:43
3.875% 3.902% $975 $1,410.71 Apply 01-17-2018 09:13:43
4.000% 3.965% -$1,275 $1,432.25 Apply 01-17-2018 09:13:43
4.125% 4.038% -$3,150 $1,453.95 Apply 01-17-2018 09:13:43
4.250% 4.121% -$4,650 $1,475.82 Apply 01-17-2018 09:13:43

Note: We estimate total closing cost will be $ 2850 that includes appraisal report fee, credit report fee, lender administration/underwriting fee, escrow fee, title insurance, notary fee, courier fee etc. This cost is already added in closing cost/credit in the above table. If closing cost/credit amount is a (-) Negative number; that means, you will not pay any closing cost and you will get an extra credit from the lender. The extra credit can/will be applied towards pre-paid items such as Current month interest, property tax & insurance (if due) and reserve for escrow/impound account. If closing cost is a positive number, which means you have to pay this amount as closing cost.

Note: The monthly P&I payment does not include the amount for property tax and insurance. With escrow/Impound account actual payment obligation may be greater to include prorated amounts for property tax and insurance.

Note: A 30-day lock assumption was used. Interest rate is not final until we lock it. Rates are subject to change without notice.

Note: Interest rates shown above are from, one of the best lenders, that we work with. Depending on individual situation, we may have to submit your loan to a different lender and interest rate/cost may be higher.