Loan Amount: $300,000
Existing Second Mortgage: No
Property Value: $500,000
County: ALAMEDA
Occupancy: Owner Occupied
Loan Program: 30 Year Fixed
Loan Purpose: Refinance Rate Term
Category : Conforming
Property Type: Single Family Residence
FICO Credit Score: 780-900
Impound Account: No
Compare | Interest Rate | APR | Closing Costs/Credit | Payment (P+I) | Apply | Rates Updated |
---|---|---|---|---|---|---|
2.625% | 2.735% | $4,271 | $1,204.95 | Apply | 04-22-2021 09:59 am | |
2.690% | 2.765% | $2,903 | $1,215.21 | Apply | 04-22-2021 09:59 am | |
2.750% | 2.796% | $1,769 | $1,224.72 | Apply | 04-22-2021 09:59 am | |
2.875% | 2.870% | -$187 | $1,244.68 | Apply | 04-22-2021 09:59 am | |
2.940% | 2.912% | -$1,066 | $1,255.12 | Apply | 04-22-2021 09:59 am | |
3.000% | 2.963% | -$1,420 | $1,264.81 | Apply | 04-22-2021 09:59 am |
Note: We estimate total closing cost to be $ that includes appraisal report fee, credit report fee, lender administration/underwriting fee, escrow fee, title insurance fee, notary fee and courier fee. This cost is already added in closing cost/credit in the above table. If closing cost/credit amount is a (-) Negative number; you will not pay any closing cost and get extra credit from the lender. The extra credit will be applied towards pre-paid items such as current month interest, property tax & insurance (if due) and reserve for escrow/impound account. If closing cost is a positive number, you have to pay this amount as closing cost.
Note: The monthly P&I payment does not include the amount for property tax and insurance. With escrow/Impound account, actual payment obligation may be greater to include prorated amount for property tax and insurance.
Note: A 30-day lock commitment is assumed. Interest rate is not final until we lock it. Rates are subject to change without notice if not locked.
Note: Interest rates shown above are from the best lenders that we work with. Depending on individual situation, we may have to submit your loan to a different lender and interest rate/cost may vary.