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Customized int. rates, based on your input

Mortgage Calculator

Loan to value: 60.00 %

Quote is based on

Loan Amount: $300,000

Existing Second Mortgage: No

Property Value: $500,000

County: Alameda

Loan Purpose: Refinance Rate/Term

Category : Conforming

Available Options

Compare Interest Rate APR Closing Costs/Credit Payment (P+I) Apply Rates Updated
3.000% 3.063% $2,403 $1,264.81 Apply 05-27-2020 09:51:04
3.125% 3.174% $1,845 $1,285.13 Apply 05-27-2020 09:51:04
3.250% 3.277% $1,029 $1,305.62 Apply 05-27-2020 09:51:04
3.375% 3.367% -$309 $1,326.29 Apply 05-27-2020 09:51:04
3.440% 3.412% -$1,035 $1,337.11 Apply 05-27-2020 09:51:04
3.500% 3.471% -$1,074 $1,347.13 Apply 05-27-2020 09:51:04

Note: We estimate total closing cost to be $ 3050 that includes appraisal report fee, credit report fee, lender administration/underwriting fee, escrow fee, title insurance fee, notary fee and courier fee. This cost is already added in closing cost/credit in the above table. If closing cost/credit amount is a (-) Negative number; you will not pay any closing cost and get extra credit from the lender. The extra credit will be applied towards pre-paid items such as current month interest, property tax & insurance (if due) and reserve for escrow/impound account. If closing cost is a positive number, you have to pay this amount as closing cost.

Note: The monthly P&I payment does not include the amount for property tax and insurance. With escrow/Impound account, actual payment obligation may be greater to include prorated amount for property tax and insurance.

Note: A 30-day lock commitment is assumed. Interest rate is not final until we lock it. Rates are subject to change without notice if not locked.

Note: Interest rates shown above are from the best lenders that we work with. Depending on individual situation, we may have to submit your loan to a different lender and interest rate/cost may vary.