(408) 593-6995


About Us

Sukhvir Pannu moved from India in 1997 to live his American dream. Today, he is a renowned name in the California's Residential Mortgage, with major concentration of his work in the San Francisco Bay Area. He is proud to provide the best rates to his clients for over 19 years. All of his clients describe him as a genuine, transparent and patient broker who takes time to provide excellent service. Sukhvir Pannu is a person who wears many hats. His love for numbers has helped him become a tax preparer for not just personal filings, but businesses too. He invites you to visit him for Tax and Real Estate service needs as well. Sukhvir Pannu lives in San Jose and is happily married to his wife Harjot for 20 years, has two amazing sons, Shahbaz and Gurshaan. When he is not working to cater to your mortgage needs, he is likely playing volley ball, hiking, gardening or planning his next family vacation.


  • Giving our borrowers solution even in impossible situations.
  • Keeping it simple to get a quick approval.
  • Providing expert home loan advice so borrowers can make informed decision.
  • Earning borrower's trust so that we can be mortgage broker for life.
  • Helping borrowers who are being let down by the banks.
  • Giving fee information and resources on how to buy a home.
  • Promoting good practice and health competition with the mortgage industry.


  • To be recognized as the leading specialist mortgage broker.
  • Continuously innovating to set a new standard to rest of our industry.
  • Operating completely online and using technology to provide a quick and simple approval.


  • Quality
  • Customer satisfaction
  • Professionalism
  • Ethical operation
  • Respect
  • Trust