Loan Amount: $300,000
Existing Second Mortgage: No
Property Value: $500,000
County: Alameda
Occupancy: Owner Occupied
Loan Program: 30 Year Fixed
Loan Purpose: Refinance Rate Term
Category : Conforming
Property Type: Single Family Residence
FICO Credit Score: 780-900
Impound Account: No
Compare | Interest Rate | APR | Closing Costs/Credit | Payment (P+I) | Apply | Rates Updated |
---|---|---|---|---|---|---|
5.500% | 5.563% | $2,083 | $1,703.37 | Apply | 02-02-2023 10:49 am | |
5.625% | 5.659% | $1,108 | $1,726.97 | Apply | 02-02-2023 10:49 am | |
5.820% | 5.835% | $478 | $1,764.08 | Apply | 02-02-2023 10:49 am | |
5.875% | 5.875% | -$14 | $1,774.61 | Apply | 02-02-2023 10:49 am | |
5.920% | 5.906% | -$446 | $1,783.25 | Apply | 02-02-2023 10:49 am | |
5.990% | 5.950% | -$1,307 | $1,796.72 | Apply | 02-02-2023 10:49 am |
Note: The closing cost includes fee for appraisal report, credit report, lender administration/underwriting, escrow, title insurance, notary and courier. The table above includes all these costs. If the closing cost/credit amount is a (-) Negative number; you will not pay any closing cost and get extra credit from the lender. The extra credit will be applied towards pre-paid items such as current month interest, property tax & insurance (if due), and reserve for escrow/impound account. If the closing cost is a positive number, you have to pay this amount as a closing cost.
Note: The monthly P&I payment does not include the amount for property tax and insurance. With an escrow/Impound account, the actual payment obligation may be greater to include a prorated amount for property tax and insurance.
Note: A 30-day lock commitment is assumed. The interest rate is not final until we lock it. Rates are subject to change without notice if not locked.
Note: The interest rates shown above are from the best lenders that we work with. Depending on the individual situation, we may have to submit your loan to a different lender, and interest rate/cost may vary.
Note: If the property title is held under family trust, the closing cost may increase by $ 200 for trust docs preparation and county recording charges.