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Mortgage Calculator

Loan to value: 60.00 %

Limit of HELOC or balance of Equity Loan?

Quote is based on

Loan Amount: $300,000

Existing Second Mortgage: No

Property Value: $500,000

County: Alameda

Occupancy: Owner Occupied

Loan Program: 30 Year Fixed

Loan Purpose: Refinance Rate Term

Category : Conforming

Property Type: Single Family Residence

FICO Credit Score: 780-900

Impound Account: No

Available Options

Compare Interest Rate APR Closing Costs/Credit Payment (P+I) Apply Rates Updated
6.625% 6.691% $2,041 $1,920.93 Apply 02-20-2024 11:06 am
6.750% 6.805% $1,672 $1,945.79 Apply 02-20-2024 11:06 am
6.875% 6.888% $382 $1,970.79 Apply 02-20-2024 11:06 am
6.990% 6.965% -$767 $1,993.89 Apply 02-20-2024 11:06 am
7.125% 7.073% -$1,580 $2,021.16 Apply 02-20-2024 11:06 am
7.250% 7.195% -$1,652 $2,046.53 Apply 02-20-2024 11:06 am

Note: The closing cost includes fee for appraisal report, credit report, lender administration/underwriting, escrow, title insurance, notary and courier. The table above includes all these costs. If the closing cost/credit amount is a (-) Negative number; you will not pay any closing cost and get extra credit from the lender. The extra credit will be applied towards pre-paid items such as current month interest, property tax & insurance (if due), and reserve for escrow/impound account. If the closing cost is a positive number, you have to pay this amount as a closing cost.

Note: The monthly P&I payment does not include the amount for property tax and insurance. With an escrow/Impound account, the actual payment obligation may be greater to include a prorated amount for property tax and insurance.

Note: A 30-day lock commitment is assumed. The interest rate is not final until we lock it. Rates are subject to change without notice if not locked.

Note: The interest rates shown above are from the best lenders that we work with. Depending on the individual situation, we may have to submit your loan to a different lender, and interest rate/cost may vary.

Note: If the property title is held under family trust, the closing cost may increase by $ 200 for trust docs preparation and county recording charges.