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New conforming loan limit for 1 unit properties all counties is $ 647,200 . Super conforming/ High balance loan limits in all bay area counties is $ 970,800.00

Mortgage Calculator

Loan to value: 60.00 %

Limit of HELOC or balance of Equity Loan?

Quote is based on

Loan Amount: $300,000

Existing Second Mortgage: No

Property Value: $500,000

County: Alameda

Occupancy: Owner Occupied

Loan Program: 30 Year Fixed

Loan Purpose: Refinance Rate Term

Category : Conforming

Property Type: Single Family Residence

FICO Credit Score: 780-900

Impound Account: No

Available Options

Compare Interest Rate APR Closing Costs/Credit Payment (P+I) Apply Rates Updated
4.875% 4.922% $1,603 $1,587.62 Apply 05-24-2022 11:02 am
4.920% 4.951% $1,048 $1,595.83 Apply 05-24-2022 11:02 am
4.990% 5.003% $457 $1,608.63 Apply 05-24-2022 11:02 am
5.125% 5.115% -$329 $1,633.46 Apply 05-24-2022 11:02 am
5.250% 5.212% -$1,280 $1,656.61 Apply 05-24-2022 11:02 am
5.320% 5.258% -$2,102 $1,669.64 Apply 05-24-2022 11:02 am

Note: The closing cost includes fee for appraisal report, credit report, lender administration/underwriting, escrow, title insurance, notary and courier. The table above includes all these costs. If the closing cost/credit amount is a (-) Negative number; you will not pay any closing cost and get extra credit from the lender. The extra credit will be applied towards pre-paid items such as current month interest, property tax & insurance (if due), and reserve for escrow/impound account. If the closing cost is a positive number, you have to pay this amount as a closing cost.

Note: The monthly P&I payment does not include the amount for property tax and insurance. With an escrow/Impound account, the actual payment obligation may be greater to include a prorated amount for property tax and insurance.

Note: A 30-day lock commitment is assumed. The interest rate is not final until we lock it. Rates are subject to change without notice if not locked.

Note: The interest rates shown above are from the best lenders that we work with. Depending on the individual situation, we may have to submit your loan to a different lender, and interest rate/cost may vary.

Note: If the property title is held under family trust, the closing cost may increase by $ 200 for trust docs preparation and county recording charges.