Loan Amount: $300,000
Existing Second Mortgage: No
Property Value: $500,000
County: Alameda
Occupancy: Owner Occupied
Loan Program: 30 Year Fixed
Loan Purpose: Refinance Rate Term
Category : Conforming
Property Type: Single Family Residence
FICO Credit Score: 780-900
Impound Account: No
| Compare | Interest Rate | APR | Closing Costs/Credit | Payment (P+I) | Apply | Rates Updated |
|---|---|---|---|---|---|---|
| 6.875% | 7.049% | $5,239 | $1,970.79 | Apply | 10-14-2026 12:02 pm | |
| 6.990% | 7.112% | $3,664 | $1,993.89 | Apply | 10-14-2026 12:02 pm | |
| 7.125% | 7.187% | $1,855 | $2,021.16 | Apply | 10-14-2026 12:02 pm | |
| 7.250% | 7.244% | -$182 | $2,046.53 | Apply | 10-14-2026 12:02 pm | |
| 7.375% | 7.328% | -$1,406 | $2,072.03 | Apply | 10-14-2026 12:02 pm | |
| 7.500% | 7.416% | -$2,477 | $2,097.64 | Apply | 10-14-2026 12:02 pm |
Note: The closing cost includes fee for appraisal report, credit report, lender administration/underwriting, escrow, title insurance, notary and courier. The table above includes all these costs. If the closing cost/credit amount is a (-) Negative number; you will not pay any closing cost and get extra credit from the lender. The extra credit will be applied towards pre-paid items such as current month interest, property tax & insurance (if due), and reserve for escrow/impound account. If the closing cost is a positive number, you have to pay this amount as a closing cost.
Note: The monthly P&I payment does not include the amount for property tax and insurance. With an escrow/Impound account, the actual payment obligation may be greater to include a prorated amount for property tax and insurance.
Note: A 30-day lock commitment is assumed. The interest rate is not final until we lock it. Rates are subject to change without notice if not locked.
Note: The interest rates shown above are from the best lenders that we work with. Depending on the individual situation, we may have to submit your loan to a different lender, and interest rate/cost may vary.
Note: If the property title is held under family trust, the closing cost may increase by $ 200 for trust docs preparation and county recording charges.