Loan Amount: $300,000
Existing Second Mortgage: No
Property Value: $500,000
County: Alameda
Occupancy: Owner Occupied
Loan Program: 30 Year Fixed
Loan Purpose: Refinance Rate Term
Category : Conforming
Property Type: Single Family Residence
FICO Credit Score: 780-900
Impound Account: No
Compare | Interest Rate | APR | Closing Costs/Credit | Payment (P+I) | Apply | Rates Updated |
---|---|---|---|---|---|---|
7.625% | 7.696% | $2,068 | $2,123.38 | Apply | 09-28-2023 10:45 am | |
7.750% | 7.786% | $1,033 | $2,149.24 | Apply | 09-28-2023 10:45 am | |
7.875% | 7.876% | $16 | $2,175.21 | Apply | 09-28-2023 10:45 am | |
7.990% | 7.959% | -$887 | $2,199.20 | Apply | 09-28-2023 10:45 am | |
8.125% | 8.071% | -$1,544 | $2,227.49 | Apply | 09-28-2023 10:45 am | |
8.250% | 8.214% | -$1,019 | $2,253.80 | Apply | 09-28-2023 10:45 am |
Note: The closing cost includes fee for appraisal report, credit report, lender administration/underwriting, escrow, title insurance, notary and courier. The table above includes all these costs. If the closing cost/credit amount is a (-) Negative number; you will not pay any closing cost and get extra credit from the lender. The extra credit will be applied towards pre-paid items such as current month interest, property tax & insurance (if due), and reserve for escrow/impound account. If the closing cost is a positive number, you have to pay this amount as a closing cost.
Note: The monthly P&I payment does not include the amount for property tax and insurance. With an escrow/Impound account, the actual payment obligation may be greater to include a prorated amount for property tax and insurance.
Note: A 30-day lock commitment is assumed. The interest rate is not final until we lock it. Rates are subject to change without notice if not locked.
Note: The interest rates shown above are from the best lenders that we work with. Depending on the individual situation, we may have to submit your loan to a different lender, and interest rate/cost may vary.
Note: If the property title is held under family trust, the closing cost may increase by $ 200 for trust docs preparation and county recording charges.